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Tim dives into a real-world retirement planning scenario for a single professional with over $2 million in investable assets at age 56. He explores whether she can retire now while maintaining her current lifestyle, accounting for her...

See how Tim recently helped a couple with $1.5 million retire comfortably through tax planning, analyzing expenses, and determining probabilities. Check out this case study for insights on determining sustainable spending, maximizing...

Continuing with the theme of tax planning and how to bring down what you owe Uncle Sam, I’m going to cover a common question I get: Will capital gains push me into a higher tax bracket? Knowing how to navigate capital gains tax rules...

Tim presents a case study for a couple with a net worth of nearly $3 million and $2.4 million in investable assets. Charlie is retired, while Lucy is considering retirement. See how Charlie and Lucy can best prepare for retirement, and...

Tim walks through a case study of a couple's retirement plan emphasizing tax planning, guardrails, and a war chest while stressing the importance of considering healthcare costs in retirement. Today I'm going to talk about a couple...

Tim stresses the importance of separating a financial advisor's custodian from their own firm to prevent conflicts of interest and ensure investor protection. See why we feel that smaller, fiduciary firms like Eagle Ridge Wealth...

Tim breaks down what a financial custodian is and their role in holding client assets. He discusses why his firm chose to partner with Altruist as its primary custodian. I’ve found that there is often confusion over how and where your...

Tim breaks down everything you need to know about deploying a dynamic guardrail withdrawal strategy for a safe income stream during retirement. He uses proven research by Guyton and Klinger to dig into the details of how you can...

Learn how to maximize your retirement savings through strategic Roth IRA conversions. Discover how to thread the needle on conversions each year to minimize taxes over decades of retirement and avoid higher Medicare premiums down the...

Tim presents a retirement plan for a couple with $1.285 million in savings. He analyzes their cash flows, expenses, taxes, and withdrawal rates over time to determine if their savings will last through retirement. In a recent video, I...

In this video, Tim breaks down whether a $1 million nest egg is enough to retire on at age 65 in 2024. He discusses Social Security, Medicare, and strategies for withdrawing retirement income. Tim analyzes a client's specific situation...

Tim unveils a real-life case study of a couple worth $2.4 million. They were sitting on a "tax bomb" set to explode to over $1.7 million in taxes! Tim's strategy of Roth conversions and withdrawal planning could save them $2.2 million!...